M\u00e3 OTP l\u00e0 m\u1ed9t ph\u01b0\u01a1ng th\u1ee9c x\u00e1c minh quen thu\u1ed9c kh\u00f4ng th\u1ec3 thi\u1ebfu trong m\u1ed7i l\u1ea7n th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch. B\u1ea1n \u0111\u00e3 bao gi\u1edd g\u1eb7p tr\u01b0\u1eddng h\u1ee3p th\u1ea5y m\u00e3 OTP kh\u00f4ng g\u1eedi v\u1ec1 \u0111i\u1ec7n tho\u1ea1i? B\u1ea1n kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c giao d\u1ecbch c\u1ee7a m\u00ecnh? \u0110\u1eebng lo l\u1eafng v\u00ec h\u00f4m nay Thanh To\u00e1n H\u00f3a \u0110\u01a1n 365 s\u1ebd gi\u1ea3i \u0111\u00e1p th\u1eafc m\u1eafc c\u1ee7a b\u1ea1n.<\/p>\n

OTP l\u00e0 g\u00ec?<\/strong><\/h3>\n

OTP – One Time Password, co\u0301 ngh\u0129a l\u00e0 m\u1eadt kh\u1ea9u ch\u1ec9 s\u1eed d\u1ee5ng m\u1ed9t l\u1ea7n. OTP la\u0300 m\u1ed9t da\u0303y ca\u0301c ky\u0301 t\u01b0\u0323 ho\u1eb7c ch\u01b0\u0303 s\u1ed1 \u0111\u01b0\u1ee3c t\u1ea1o ra \u0111\u1ec3 g\u01b0\u0309i \u0111\u1ebfn s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a b\u1ea1n. Nh\u1eb1m t\u0103ng t\u00ednh b\u1ea3o m\u1eadt cho xa\u0301c nh\u1eadn giao d\u1ecbch c\u0169ng nh\u01b0 \u0111\u1ea3m b\u1ea3o an to\u00e0n khi s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng \u0111i\u1ec7n t\u1eed hay thanh to\u00e1n online.<\/p>\n

Nh\u01b0 t\u00ean g\u1ecdi c\u1ee7a n\u00f3, m\u00e3 OTP \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 xa\u0301c nh\u1eadn cho giao d\u1ecbch trong m\u1ed9t l\u1ea7n duy nh\u1ea5t. Th\u1eadm chi\u0301 n\u00f3 ch\u1ec9 c\u00f3 hi\u1ec7u l\u1ef1c trong kho\u1ea3ng 30 gi\u00e2y \u0111\u1ebfn 2 ph\u00fat. N\u1ebfu b\u1ea1n kh\u00f4ng s\u1eed d\u1ee5ng, n\u00f3 s\u1ebd t\u1ef1 \u0111\u1ed9ng v\u00f4 hi\u1ec7u, v\u00e0 khi \u0111\u00f3, b\u1ea1n s\u1ebd kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch tr\u1ef1c tuy\u1ebfn khi x\u00e1c minh b\u1eb1ng m\u00e3 OTP n\u00e0y. OTP th\u01b0\u01a1\u0300ng \u0111\u01b0\u01a1\u0323c du\u0300ng \u0111\u1ec3 la\u0300m b\u1ea3o m\u1eadt 2 l\u01a1\u0301p trong ca\u0301c giao d\u1ecbch xa\u0301c minh \u0111\u0103ng nh\u1eadp. N\u00f3 giu\u0301p ng\u0103n ch\u1eb7n, gi\u1ea3m thi\u1ec3u nh\u01b0\u0303ng r\u1ee7i ro b\u1ecb t\u1ea5n c\u00f4ng khi m\u1eadt kh\u1ea9u b\u1ecb l\u1ed9 ho\u1eb7c hacker x\u00e2m nh\u1eadp, \u0111\u1eb7c bi\u1ec7t la\u0300 giao d\u1ecbch v\u01a1\u0301i ta\u0300i kho\u1ea3n ng\u00e2n ha\u0300ng.<\/p>\n

Hi\u1ec7n nay, c\u00f3 3 lo\u1ea1i m\u00e3 OTP:<\/h4>\n

\n
• SMS OTP<\/b>: M\u1ed7i khi b\u1ea1n th\u1ef1c hi\u1ec7n giao d\u1ecbch ng\u00e2n h\u00e0ng tr\u1ef1c tuy\u1ebfn, s\u1ebd c\u00f3 m\u1ed9t m\u00e3 OTP \u0111\u01b0\u1ee3c g\u1eedi \u0111\u1ebfn s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a b\u1ea1n \u0111\u1ec3 x\u00e1c minh giao d\u1ecbch tr\u1ef1c tuy\u1ebfn \u0111\u00f3. V\u00e0 b\u1ea1n ph\u1ea3i nh\u1eadp m\u00e3 OTP n\u00e0y \u0111\u1ec3 c\u00f3 th\u1ec3 ho\u00e0n th\u00e0nh giao d\u1ecbch.<\/li>\n
• Token<\/b>: \u0110\u00e2y l\u00e0 m\u1ed9t thi\u1ebft b\u1ecb do ng\u00e2n h\u00e0ng c\u1ea5p ri\u00eang cho b\u1ea1n khi b\u1ea1n \u0111\u0103ng k\u00ed v\u1edbi ng\u00e2n h\u00e0ng. V\u00e0 b\u1ea1n ph\u1ea3i tr\u1ea3 th\u00eam ph\u00ed cho thi\u1ebft b\u1ecb n\u00e0y. \u0110\u1ec3 m\u1ed7i khi b\u1ea1n th\u1ef1c hi\u1ec7n giao d\u1ecbch, l\u00fac \u0111\u1ebfn b\u01b0\u1edbc x\u00e1c minh cu\u1ed1i c\u00f9ng, thi\u1ebft b\u1ecb n\u00e0y s\u1ebd sinh ra m\u00e3 OTP m\u1eb7c \u0111\u1ecbnh \u0111\u1ec3 b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadp m\u00e3 v\u00e0 ho\u00e0n th\u00e0nh giao d\u1ecbch.<\/li>\n
• Smart OTP<\/b>: Smart OTP l\u00e0 m\u1ed9t \u1ee9ng d\u1ee5ng ri\u00eang c\u1ee7a do t\u1eebng ng\u00e2n h\u00e0ng ph\u00e1t tri\u1ec3n. \u0110\u00e2y l\u00e0 m\u1ed9t \u1ee9ng d\u1ee5ng mi\u1ec5n ph\u00ed cho n\u00ean kh\u00f4ng ph\u1ea3i ng\u00e2n h\u00e0ng n\u00e0o c\u0169ng cung c\u1ea5p d\u1ecbch v\u1ee5 n\u00e0y. \u1ee8ng d\u1ee5ng n\u00e0y \u0111\u01b0\u1ee3c ch\u1ea1y tr\u00ean 2 h\u1ec7 \u0111i\u1ec1u h\u00e0nh Androi v\u00e0 iOS. Sau khi \u0111\u0103ng k\u00ed t\u00e0i kho\u1ea3n v\u00e0 k\u00edch ho\u1ea1t th\u00e0nh c\u00f4ng, n\u00f3 s\u1ebd ho\u1ea1t \u0111\u1ed9ng t\u01b0\u01a1ng t\u1ef1 nh\u01b0 c\u00e1ch x\u00e1c th\u1ef1c m\u00e3 OTP b\u1eb1ng Token.<\/li>\n<\/ul>\n

  >>> Smart OTP l\u00e0 g\u00ec? Tri\u1ec3n khai c\u00e1ch t\u1ea1o m\u00e3 OTP VTC Pay an to\u00e0n \u2013 ti\u1ec7n l\u1ee3i<\/a><\/p>\n

  V\u1eady, \u0111\u1ed1i v\u1edbi SMS OTP, nh\u1eefng nguy\u00ean nh\u00e2n n\u00e0o khi\u1ebfn b\u1ea1n kh\u00f4ng th\u1ea5y m\u00e3 OTP \u0111\u01b0\u1ee3c g\u1eedi v\u1ec1 \u0111i\u1ec7n tho\u1ea1i?<\/p>\n

  1. Sai s\u1ed1 \u0111i\u1ec7n tho\u1ea1i.<\/strong><\/h3>\n

  M\u1ed9t trong nh\u1eefng l\u00fd do khi\u1ebfn b\u1ea1n kh\u00f4ng th\u1ea5y m\u00e3 OTP \u0111\u01b0\u1ee3c g\u1eedi v\u1ec1 \u0111i\u1ec7n tho\u1ea1i l\u00e0 do sai s\u1ed1 \u0111i\u1ec7n tho\u1ea1i. H\u00e3y ch\u1eafc ch\u1eafn r\u1eb1ng b\u1ea1n nh\u1eadp \u0111\u00fang s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a m\u00ecnh. N\u1ebfu b\u1ea1n \u0111ang li\u00ean k\u1ebft ng\u00e2n h\u00e0ng, v\u1eady s\u1ed1 \u0111i\u1ec7n tho\u1ea1i b\u1ea1n nh\u1eadp ph\u1ea3i l\u00e0 s\u1ed1 \u0111i\u1ec7n tho\u1ea1i m\u00e0 b\u1ea1n \u0111\u00e3 \u0111\u0103ng k\u00fd t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng. N\u00ean khi \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u th\u00ec m\u00e3 OTP s\u1ebd ch\u1ec9g\u1eedi v\u1ec1 s\u1ed1 \u0111i\u1ec7n tho\u1ea1i m\u00e0 b\u1ea1n \u0111\u00e3 \u0111\u0103ng k\u00fd. B\u1ea1n c\u00f3 th\u1ec3 g\u1ecdi \u0111i\u1ec7n l\u00ean t\u1ed5ng \u0111\u00e0i c\u1ee7a ng\u00e2n h\u00e0ng hay ki\u1ec3m tra trong app ng\u00e2n h\u00e0ng v\u1ec1 th\u00f4ng tin s\u1ed1 di \u0111\u1ed9ng ho\u1eb7c \u0111\u1ed5i s\u1ed1 \u0111i\u1ec7n tho\u1ea1i.<\/p>\n

  2. Thi\u1ebft b\u1ecb \u0111ang ngo\u00e0i v\u00f9ng ph\u1ee7 s\u00f3ng.<\/strong><\/h3>\n

  Ki\u1ec3m tra s\u00f3ng di \u0111\u1ed9ng c\u1ee7a b\u1ea1n. N\u1ebfu \u0111\u01b0\u1eddng truy\u1ec1n kh\u00f4ng \u1ed5n \u0111\u1ecbnh th\u00ec b\u1ea1n c\u0169ng kh\u00f4ng th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c SMS OTP. Ngo\u00e0i ra, nh\u1eefng sim \u0111i\u1ec7n tho\u1ea1i ch\u01b0a th\u1ef1c hi\u1ec7n chuy\u1ec3n v\u00f9ng khi di chuy\u1ec3n \u0111\u1ebfn c\u00e1c qu\u1ed1c gia kh\u00e1c c\u0169ng s\u1ebd kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c m\u00e3 OTP. V\u00ec v\u1eady, \u0111\u1ea3m b\u1ea3o r\u1eb1ng thi\u1ebft b\u1ecb c\u1ee7a b\u1ea1n \u1edf trong v\u00f9ng d\u1ecbch v\u1ee5 v\u00e0 c\u00f3 m\u1ee9c s\u00f3ng m\u1ea1nh. N\u1ebfu b\u1ea1n \u0111i \u0111\u1ebfn qu\u1ed1c gia kh\u00e1c h\u00e3y l\u01b0u \u00fd th\u1ef1c hi\u1ec7n chuy\u1ec3n v\u00f9ng d\u1ecbch v\u1ee5 ho\u1eb7c ch\u1ecdn m\u1ed9t h\u00ecnh th\u1ee9c nh\u1eadn m\u00e3 OTP kh\u00e1c ph\u00f9 h\u1ee3p h\u01a1n.<\/p>\n

  3. Sim \u0111i\u1ec7n tho\u1ea1i \u0111\u00e3 b\u1ecb kh\u00f3a.<\/strong><\/h3>\n

  M\u1ed9t l\u00fd do n\u1eefa \u0111\u00f3 ch\u00ednh l\u00e0 c\u00f3 th\u1ec3 b\u1ea1n \u0111\u00e3 b\u1ecb kh\u00f3a th\u1ebb sim, b\u1ea1n c\u00f3 th\u1ec3 ki\u1ec3m tra t\u00ecnh tr\u1ea1ng sim \u0111i\u1ec7n tho\u1ea1i b\u1eb1ng c\u00e1ch g\u1ecdi \u0111i\u1ec7n l\u00ean t\u1ed5ng \u0111\u00e0i \u0111\u1ec3 ki\u1ec3m tra v\u1ec1 sim c\u1ee7a m\u00ecnh ho\u1eb7c ki\u1ec3m tra s\u1ed1 d\u01b0 trong t\u00e0i kho\u1ea3n. N\u1ebfu sim c\u1ee7a b\u1ea1n b\u1ecb kh\u00f3a 2 chi\u1ec1u th\u00ec m\u00e3 OTP kh\u00f4ng th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y b\u1ea1n c\u00f3 th\u1ec3 y\u00eau c\u1ea7u nh\u00e0 m\u1ea1ng m\u1edf kh\u00f3a ho\u1eb7c ho\u1eb7c \u0111\u1ed5i m\u1ed9t s\u1ed1 \u0111i\u1ec7n tho\u1ea1i kh\u00e1c \u0111\u1ec3 nh\u1eadn m\u00e3 OTP.<\/p>\n

  4. \u0110i\u1ec7n tho\u1ea1i \u0111ang ch\u1eb7n tin nh\u1eafn SMS<\/strong><\/h3>\n

  \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng l\u1ed7i th\u01b0\u1eddng g\u1eb7p khi\u1ebfn b\u1ea1n kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c m\u00e3 OTP. B\u1ea1n c\u00f3 th\u1ec3 ki\u1ec3m tra xem \u0111i\u1ec7n tho\u1ea1i b\u1ea1n \u0111ang c\u00f3 \u1edf ch\u1ebf \u0111\u1ed9 ch\u1eb7n s\u1ed1 l\u1ea1 hay ch\u1eb7n tin qu\u1ea3ng c\u00e1o, tin spam hay kh\u00f4ng. Ki\u1ec3m tra xem trong danh s\u00e1ch ch\u1eb7n c\u00f3 s\u1ed1 c\u1ee7a t\u1ed5ng \u0111\u00e0i ho\u1eb7c xem b\u1ea1n c\u00f3 \u0111ang \u0111\u1ec3 ch\u1ebf \u0111\u1ed9 l\u1ecdc tin nh\u1eafn t\u1eeb s\u1ed1 kh\u00f4ng x\u00e1c \u0111\u1ecbnh hay kh\u00f4ng. N\u1ebfu c\u00f3, hay b\u1ecf ch\u1eb7n v\u00e0 y\u00eau c\u1ea7u g\u1eedi l\u1ea1i m\u00e3 OTP m\u1ed9t l\u1ea7n n\u1eefa.<\/p>\n

  T\u1ed5ng K\u1ebft<\/strong><\/h3>\n

  Hi\u1ec7n nay, SMS OTP v\u1eabn c\u00f2n r\u1ea5t nhi\u1ec1u h\u1ea1n ch\u1ebf. V\u00ec v\u1eady, m\u1ed9t ph\u01b0\u01a1ng th\u1ee9c m\u1edbi \u0111ang \u0111\u01b0\u1ee3c ph\u1ed5 bi\u1ebfn r\u1ed9ng r\u00e3i kh\u1eafp c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c v\u00ed \u0111i\u1ec7n t\u1eed \u0111\u00f3 l\u00e0 Smart OTP. \u0110\u00e2y l\u00e0 m\u1ed9t ph\u01b0\u01a1ng th\u1ee9c gi\u00fap kh\u1eafc ph\u1ee5c c\u00e1c nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a SMS OTP, n\u00f3 kh\u00f4ng ch\u1ec9 mi\u1ec5n ph\u00ed m\u00e0 c\u00f2n gi\u00fap b\u1ea1n b\u1edbi \u0111i n\u1ed7i lo khi m\u00e3 OTP kh\u00f4ng g\u1eedi v\u1ec1 \u0111i\u1ec7n tho\u1ea1i.<\/p>\n

  <\/p>\n

  M\u1ed9t trong nh\u1eefng v\u00ed \u0111i\u1ec7n t\u1eed \u0111\u00e3 \u00e1p d\u1ee5ng h\u00ecnh th\u1ee9c \u0111\u00f3 l\u00e0 v\u00ed \u0111i\u1ec7n t\u1eed VTC Pay<\/a><\/strong>, vi\u1ec7c \u00e1p d\u1ee5ng Smart OTP kh\u00f4ng nh\u1eefng gi\u00fap an to\u00e0n b\u1ea3o m\u1eadt cao m\u00e0 c\u00f2n gi\u00fap kh\u00e1ch h\u00e0ng giao d\u1ecbch thu\u1eadn ti\u1ec7n h\u01a1n. \u0110\u1ec3 t\u00ecm hi\u1ec3u nh\u1eefng ti\u1ec7n \u00edch kh\u00e1c, h\u00e3y theo d\u00f5i nh\u1eefng b\u00e0i vi\u1ebft ti\u1ebfp theo c\u1ee7a Thanh To\u00e1n H\u00f3a \u0110\u01a1n 365 nh\u00e9.<\/p>\n","protected":false},"excerpt":{"rendered":"

  M\u00e3 OTP l\u00e0 m\u1ed9t ph\u01b0\u01a1ng th\u1ee9c x\u00e1c minh quen thu\u1ed9c kh\u00f4ng th\u1ec3 thi\u1ebfu trong m\u1ed7i l\u1ea7n th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch. B\u1ea1n \u0111\u00e3 bao gi\u1edd g\u1eb7p tr\u01b0\u1eddng h\u1ee3p th\u1ea5y m\u00e3 OTP kh\u00f4ng g\u1eedi v\u1ec1 \u0111i\u1ec7n tho\u1ea1i? B\u1ea1n kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c giao d\u1ecbch c\u1ee7a m\u00ecnh? \u0110\u1eebng lo l\u1eafng v\u00ec h\u00f4m nay Thanh To\u00e1n H\u00f3a […]<\/p>\n","protected":false},"author":1,"featured_media":22077,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[239],"tags":[],"yoast_head":"\n\n\n\n\n\n\n\n\n\n\n\n\n\t\n\t\n\t\n\n\n\t\n\t\n\t\n